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| − | Individual bankruptcy, Is It A Way Out
| + | This page is a welcome message for new ProgClub members. If you're not a new ProgClub member it doesn't apply to you (you can of course change that by [[Register|registering]] to become a ProgClub member!). |
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| + | == Introduction == |
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| − | Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is actually not sufficient to pay your bills, regardless how low the payments are. It could be time to consider personal bankruptcy.
| + | One of the great things about being a ProgClub member is that it entails absolutely no obligation. Well, no obligation except that you remain subscribed to the ProgClub announcement list. So, now that you have an account, you don't actually need to do anything at all. However, if you'd like to, there are a few things that you can do, as detailed below. |
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| − | Bankruptcy law advanced while a reaction to the abuses surrounding debtors prison. Before the nineteenth century a prison system existed for people who didn'testosterone pay their bills. If your merchant filed a claim, the debtor was actually incarcerated until his bad debts were paid. (Women were not seen in debtor'utes prison, not because of chivalry but because they will did riot have the ability to borrow). The lender were by law dependable for the expenses in the prison stay, including nutrients, but seldom paid. All things considered, a debtor would have to sue as a way to enforce this law, and it ended up being somewhat difficult to sue when in prison. Since a result, many borrowers languished in prison for years, surviving on what their family could carry to them or, in many cases, simply starving to death. However some lenders would doubtless not object to the renewal of debtor'utes prison, fortunately we are living in much more enlightened times. Individual bankruptcy ended up being created to present a second opportunity (or third, or 4th) to these hopelessly in debt It provides for a system to wipe the slate clean and begin anew. When times have altered, though, so has the a bankruptcy proceeding program code. Not almost all debts may be wiped out. The proceedings might be easily disqualified in the event of improper procedures. There are many things a debtor should know before resorting to bankruptcy.
| + | == Terms and conditions == |
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| − | The Becoming a bankrupt Decision
| + | Before using your login details to access any of ProgClub's services, please be aware of our [[ProgClub:Policy|terms and conditions]]. Particularly the [[ProgClub:Copyrights|copyright policy]] as that contains the ProgClub Contributor License Agreement wherein, among other things, you agree to license your contributions to projects under the projects' licensing terms. If you do not accept the terms and conditions, please do not use ProgClub's services. |
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| − | There are two types of individual personal: Chapter 7 and Chapter 13. Chapter 7 personal bankruptcy, named for the chapter number in the personal bankruptcy signal, requires a full liquidation of a lot of financial obligations and cancels almost all no-exempt debts. Chapter 13 individual bankruptcy is essentially a court-mandated payment arrange that sets way up affordable monthly payments to your creditors,
| + | == SSH access == |
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| − | The decision to declare becoming a bankrupt is not a straightforward 1. Regrettably, many personal bankruptcy attorneys recommend bankruptcy to just about any person they seek advice from with. A lot of as well often frightened customers are advised to declare personal just to prevent a number of debts. This is a mistake. Becoming a bankrupt should truly be described as a last holiday resort because the legal system meant it to be. A bankruptcy shows up on your credit for several quite a few years, and though lending criteria are slowly and gradually changing, many lenders are not likely to even consider a very applicant who seems to have had a a bankruptcy proceeding. What'ersus more, a Chapter 7 personal can amount to the majority of your property. Before creating a decision to declare personal, estimate how negative your situation really is. On a bit of cardstock, make a list of almost all your assets and the approximate value these people could end up being sold for. On the other side, add up each one of your financial obligations. If the bad debts exceed the assets by a large percent, you may wish to consider personal bankruptcy. On the other poker holding, if it seems your situation may improve (you may get a brand new job or a second income), or if your assets are of greater value or close in value to your bad debts, a different approach may end up being appropriate. | + | You can use your account details to login to any of the club's user machines via SSH. Typically that would be: |
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| − | Negotiate with your creditors
| + | $ ssh username@progclub.net |
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| − | Explain your situation and ask for much more time to pay. If the creditors refuse and continue to threaten garnishment explain to them such activity would force you into bankruptcy. No creditor would like to hear the "B" word. Using bankruptcy while a threat is truly a very powerful negotiating utility, confronting creditors with a choice between finding a little every month or possibly having nothing through a bankruptcy proceeding. Don'capital t try this kind of tactic on attached creditors. That they may decide to repossess your property to keep having to move through court.
| + | using your ProgClub member username. There are several ssh client programs available. If you're on a Windows system use [http://www.chiark.greenend.org.uk/~sgtatham/putty/download.html PuTTY], otherwise you probably have a built in 'ssh' command as part of your operating system. |
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| − | Contact Client Credit score Counseling
| + | The user machines are [[hope]] and [[honesty]]. You can connect to a specific machine via SSH using either of: |
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| − | When mentioned earlier in the book, Buyer Credit score Counseling is actually a non-profit group funded by creditors to help customers make a deal repayment plans. It is actually often able to work payment arrangements better than the individual because of their own constant contact with a variety of creditors. If you can't discuss a satisfactory arrangement, give these people a try. Remember, the undeniable fact that you are using credit counseling may appear on your credit rating record.
| + | $ ssh username@hope.progclub.net |
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| + | $ ssh username@honesty.progclub.net |
| − | Consider Chapter 13 personal
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| + | If you don't specify a specific host you will get routed through to honesty. Note that you use progclub.NET (not progclub.ORG) to connect to the user machines, there's more information about this on the [[Domains]] page. |
| − | This specific kind of filing permits you to repay your bad debts in a court-mandated fashion and will appear on your credit record for only seven many years, If negotiations fail or there basically isn'big t sufficient money to make ends meet Chapter 7 personal bankruptcy may be your only option. Personal does not necessarily discharge almost all financial obligations. If your debts are exempt through becoming a bankrupt, filing will carry out almost no to improve your situation. If your co-signer ended up being used, the debt would then always be owed from the co-signer, unless that man or woman furthermore stated personal. In community property states a wife or husband's assets and financial obligations would even be included in the bankruptcy, presuming they're community property. Consider almost all very carefully before deciding to record.
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| + | == Accounts == |
| − | Non-Dischargable Debts - Bills You Have To Pay In Spite Of Bankruptcy
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| + | At ProgClub you have at least three accounts: an account on the wiki, a ProgClub member account, and a ProgClub email account. Anyone can have an account on the wiki, you don't actually need to be a ProgClub member to have one of these. Anyone can have an account on the blog too, and you aren't automatically signed up for that as part of your membership. If you'd like an account on the blog then [https://www.progclub.org/blog/ head over] and sign yourself up. In order to get a ProgClub member account or a ProgClub email account you need to have registered. The account names and passwords for your accounts can be the same, or different -- it's up to you, and depends on what information you provided at registration. |
| − | Particular types of debt is not automatically taken away by individual bankruptcy filing. They must meet selected requirements before being taken out by a bankruptcy proceeding. If the majority of your debts are non-dischargeable, bankruptcy may not resolve your financial dilemma. The sole ways a non-dischargeable debt could be removed through individual bankruptcy are through the exception being given from the court, a certain period of time transpiring because the debt were due, or because the creditor is not going to object to the discharging in the debt. Particular bad debts can only become discharged by a very exception. They're:
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| + | One of the first things you might like to do as a new member is to change your password. |
| − | Recent College student loans
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| + | === Changing your wiki password === |
| − | This specific is applicable to student loans that became due within the last five numerous years. Any extension of repayment would become added to this particular time period. Some courts, furthermore, will simply discharge payments that will be more than five years delinquent. Therefore the university student loan ended up being due seven quite a few years ago and the payments were originally to end up being made over a five-year period, you would still become responsible for the last three many years of payments. The court may also grant a helpful exception to a college student loan if it would produce a great "undue hardship" for one particular pay it. This is definitely seldom granted.
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| + | Once you're logged in click on the [[Special:Preferences|My preferences]] link at the top right of your screen. Then on the 'User profile' tab, under 'Basic information', click on the 'Change password' link and follow the instructions. |
| − | Taxes
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| + | === Changing your member password === |
| − | Federal, state, and near by taxes are not dischargeable for at least three many years after you report your taxes return. Even if you've been tied way up in taxes court for a lot more than three decades, any duty assessed within 240 days of filing for personal is actually non-dischargeable. Property taxes are dischargeable if they are over 1 year late, but the lien versus your property is not. The camp great is actually which you can count on the government amassing it's duty money eventually.
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| + | You can change your ProgClub member password using the standard Unix 'passwd' utility once you're logged in to a user machine via SSH. Just type 'passwd' at the prompt and follow the instructions. |
| − | Child Assistance and alimony
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| + | === Changing your email password === |
| − | These can only be discharged in special circumstances, which generally include agreements that have not been court-ordered. If one wife or husband provides agreed to assume greater than 50 % of marital bad debts in exchange for lower assist payments, the court may not discharge all bad debts held as a result of girlfriend for personal bankruptcy. Confer with a good legal professional if it situation can be applied.
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| + | Login to the [https://www.progclub.org/pcmail/users/login.php user email administration] facility with your ProgClub email address and the email password that was sent to you in your welcome email. Then change your password or update your email forwarding details in a way that suits you. |
| − | Fines
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| + | == MemberNet: member web-pages == |
| − | Neither fines coming from a court, judge, or authorities agency nor surcharges, effects, and restitution, as a basic rule, can be discharged in a personal bankruptcy. The same is actually true of debts incurred since a result of damage or liability through driving while intoxicated. The debt incurred coming from intoxicated driving must be established in court along with a judgment must be issued by a higher court. Simple-boasts, traffic, and municipal judgments for intoxicated driving are every single one dischargeable. Once more, consult a very lawyer.
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| + | ProgClub operates a facility called [http://www.progclub.net/ MemberNet]. MemberNet is the set of member web-pages available from http://www.progclub.net/ Note that you use proglub.NET not progclub.ORG to access MemberNet and the user machines. ProgClub has a fairly sophisticated and extensive setup for its domains, which, if you're interested, you can read more about on the [[Domains]] page. |
| − | Bad debts not discharged in a previous becoming a bankrupt
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| + | In your home directory via your SSH account you can create a public_html directory for the purposes of having a ProgClub member web-page on MemberNet. There are some brief instructions about how to go about setting up a ProgClub member web-page found on the [[Webpage creation]] page. |
| − | If financial obligations through a previous a bankruptcy proceeding have been found non-dischargeable, they will will not be discharged in a later individual bankruptcy.
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| + | == MobileNet: mobile web-pages == |
| − | Debts not outlined on your individual bankruptcy petition
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| + | ProgClub also operates a facility called [http://progclub.mobi/ MobileNet]. MobileNet is the set of web-pages available from http://progclub.mobi/ Note that you use progclub.MOBI not progclub.ORG or progclub.NET to access MobileNet. |
| − | If you may not include a debt on your petition, it will never become discharged. Many people filing individual bankruptcy preserve one particular or a lot more credit score lines with simple balances or no balance out in the personal proceeding to preserve portion of their credit score resources. Another technique is to reaffirm bad debts on the condition that credit rating carries on to become offered. The creditor, confronted with a choice between getting nothing and maintaining your credit, will occasionally select the latter. End up being very mindful when reaffirming debt. You're not obligated to and also you needs to have a fresh written authority spelling out all the new conditions.
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| + | In your home directory via your SSH account you can create a public_mobile directory for the purposes of having a ProgClub mobile web-page on MobileNet. Checkout [[Webpage creation]] for further information. |
| − | Other sorts of non-dischargeable debts might be discharged immediately if the creditor is not going to object If the creditor objects, these financial obligations is going to be judged as a result of court to end up being possibly dischargeable or non-dischargeable. The creditor can inquire that the debts not always be discharged if they claim the following conditions existed:
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| + | == Subversion pcrepo == |
| − | The debt was acquired by Intentionally fraudulent behavior
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| + | ProgClub members have commit access to the club's subversion repository which is known as 'pcrepo'. You can read more about it on the [[Subversion]] page. |
| − | Fraud in this kind of case is truly any dishonest behave used to obtain credit rating. Declaring to end up being a person about to catch, or borrowing money when you have no means or intention of repaying it, would always be clear-cut types of fraud. Not disclosing selected relevant facts could in addition always be construed like fraud. If you make a promise and intend to keep it and believe you'll be able to maintain it, that is actually not fraud. Creditors tend to be paranoid and believe everyone is truly defrauding them, so this particular excuse for non-discharge is actually often employed by creditor'ersus attorneys.
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| + | It's important to be familiar with the club's [[ProgClub:Policy|terms and conditions]] prior to using the subversion checkin feature for any source code, particularly (but not only) the [[ProgClub:Copyrights|copyright policy]], as these contain the [[ProgClub:Copyrights#ProgClub_projects|Contributor License Agreement]] wherein you accept to license your work under the terms of the project. |
| − | Bad debts Incurred as a Result of False Written Statements
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| + | If you're not happy with those terms, then please don't submit content! Submitting content indicates acceptance of the terms and conditions. |
| − | A blatantly false credit score application would qualify. The inaccurate statement has to be the important fact and another that the creditor relied on to be able for the debt to end up being judged non-dischargeable. A misspelled name or minor error would not render a debt non-dischargeable. Drastically overstating income or misrepresent a job title would always be considered fraudulent.
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| + | == Email == |
| − | Fraudulent usage
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| + | Typically you will have a ProgClub email account created for you when you register. You can connect to it via secure authenticated SMTP, POP3 and IMAP. The server is mail.progclub.org, and you use your ProgClub email account details to connect. See the following sections for the SMTP and IMAP server settings. |
| − | If you charge "high-class goods or services" in a very amount over $500 within 40 days before filing personal, the debt is actually most likely to always be deemed non-dischargeable. The same is truly accurate if cash advances are obtained fewer than twenty times before boasting individual bankruptcy. A big smaller charges, made to stay away from pre-clearance, would also be considered fraudulent if you were over your credit score restrict or obviously unable to pay.
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| + | Your email account gets you all of the following email addresses: |
| − | Bad debts resulting from outlawed or malicious operates, embezzlement, larceny, or breach of fiduciary Responsibility
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| + | * username@progclub.org |
| − | Any money owed because of illegal operates this kind of as embezzlement (using property left with your safekeeping), larceny (theft), or the malfunction to fulfill your duties as a trustee can be non-dischargeable. The court will typically de a definition of fiduciary duty.
| + | * username@progclub.com |
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| + | * username@progclub.info |
| − | Once you've examined your debts and determined what is truly dischargeable and what will be not, you can figure out no matter if bankruptcy would enhance your current financial situation. There are several other things you need to know before you decide no matter if to document.
| + | * username@progclub.net |
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| + | * username@progclub.co |
| − | Exempt Assets
| + | * username@progclub.mobi |
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| − | Perhaps the most common misconception about a bankruptcy proceeding is which you lose everything you unique to satisfy your financial obligations. In fact, the court will allow you to definitely retain many things essential to your well being, and perhaps even a little bit much more. Even though there is actually a federal exemption law, only in states and the District of Columbia allow one to put it to use These states let you pick out between the condition and federal exemption legal guidelines. The in states are:
| + | We recommend that you use username@progclub.org as your primary email address, but the others might come in handy from time to time. (Say, for instance, if you're creating multiple accounts somewhere, or if you want to give out an email address that you can ignore messages to (not that we'd encourage you to ignore people!)). |
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| − | Connecticut
| + | === SMTP sever === |
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| − | Hawaii
| + | ==== Settings ==== |
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| − | Massachusetts
| + | * Server name: mail.progclub.org |
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| + | * Port: 25 |
| − | Michigan
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| + | ==== Security and authentication ==== |
| − | Minnesota
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| + | * Connection security: STARTTLS |
| − | New Jersey
| + | * Authentication method: Normal password |
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| + | * Username: username@progclub.org |
| − | New Mexico
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| + | === IMAP server === |
| − | Pennsylvania
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| + | ==== Settings ==== |
| − | Rhode Island
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| + | * Server Type: IMAP Mail Server |
| − | Texas
| + | * Server Name: mail.progclub.org |
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| + | * Port: 143 |
| − | Washington
| + | * Username: username@progclub.org |
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| − | Wisconsin
| + | ==== Security settings ==== |
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| − | Vermont
| + | * Connection security: STARTTLS |
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| + | * Authentication method: Normal password |
| − | The other states require a man proclaiming personal to use state exemptions.
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| + | == News == |
| − | Here are several illustrations of things that might end up being exempt, based on state by which the petition will be filed.
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| + | ProgClub was founded in July 2011, so we're pretty new. We've done a few things in that time, however. The latest news is that we've released an [[Pccipher|encryption library]], which you might be interested to know about. You can keep up-to-date with ProgClub news on the [[News]] page, and maybe checkout our other [[Forums]]. |
| − | · Personal outcomes
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| + | == Skins == |
| − | · Furniture
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| + | If you find the club's green/orange/black fixed-width fonts scheme a little too much, you can turn it off. Information about how to do this is provided on the [[Skins]] page. |
| − | · Cars (equal to a specific amount of equity)
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| + | == Mailing lists == |
| − | · Tools of the trade
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| + | The club operates a few mailing lists. You can read about them on the [[Mailing lists]] page. You are automatically subscribed to the announcement list as a part of your registration, the other lists are at your option. It would be cool to see you there though, so why don't you head over and sign up? |
| − | · Equity m a residence (sometimes the entire residence)
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| + | If you don't already know how to setup mail filters, checkout the [[Mail filters]] page for guidance. It's a good idea to setup mail filters so that messages from ProgClub don't get in the way of your more important business! |
| − | · Outfits
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| + | == Welcome == |
| − | · Household goods
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| + | It's very cool to welcome you to ProgClub! Welcome aboard, and happy hacking. |
| − | · Novels
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| − | · Jewelry
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| − | One particular very interesting exemption will be the homestead exemption. When Steve Connally, the former governor of Texas, announced personal a couple of years ago, many people were surprised that he ended up being granted to carry on his huge mansion, valued at several million dollars. Texas has a homestead exemption that allows any individual petitioning bankruptcy to carry on around 1 acre in the urban area or 100 acres in a rural area, regardless of value. The ex-governor may have had a very good law firm, but many other states furthermore offer homestead exemptions.
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| − | One particular personal bankruptcy method should be to sell non-exempt property before becoming a bankrupt and convert it into exempt property. For example, a Texas resident might sell non-exempt assets and use the proceeds to pay off your home mortgage on her homesteaded property. You would almost certainly want to look for advice a helpful lawyer before attempting this kind of transfer of assets, however, when the court could very easily view these kinds of measure staying an abuse of the personal bankruptcy protocols.
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| − | Even if the specific amount of equity is actually exempt, your creditors can often sell the good point to recuperate any excess equity you may have. If you personal a car worth $ten,000, for example, and also you also only owe $5,000 on it and your condition exemption will be $1,200, the creditor can sell the car and provide you $1,200. Some states allow 'Wildcard" exemptions that may be used to hide the difference.
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| − | Knowing which financial obligations are dischargeable and what the law allows a petitioner to retain, a rational choice could be made regardless of whether to document for individual bankruptcy. If you carry out choose to document, there are many ways of going about it-along with several pitfalls to prevent.
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| − | Consuming Action
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| − | When you've decided to take measure you can begin the filing method. If creditors are knocking on the doorway and repossession, foreclosure, or garnishment is truly just around the comer, it may well be wise to consider using the crisis filing to obtain the automatic stay. A helpful automatic stay stops creditors coming from using any further activity till the case will go before a personal judge. Unlike a becoming a bankrupt filing, which always consists several pages of information a good crisis filing is only one page extended and contains a report on your creditors. Most of the petition must be filed within fourteen days and nights or the case is actually dropped. The court will send notices from the pending bankruptcy to the creditors detailed, who must cease every single one further selection action. Should they carry out not cease, send them copies from the automatic stay and request that most further collection activity cease. A creditor can question that the automatic stay become lifted, allowing your ex to continue assortment actions. Only a landlord wanting to evict you from a rented dwelling will usually prevail, unless there is a lengthy-term lease involved. If you are renting on a long-term lease, which could always be considered an property, the landlord may have to wait for a official @g in order to evict YOU.
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| − | Once the wolves are at bay, another selection will must be made: no matter if to employ a individual bankruptcy attorney. Attorneys, because we all realize, are expensive. In the case of a complicated a bankruptcy proceeding, anyhow, they could be invaluable. If you have a good bit of property or valuables, if you are seeking to move money coming from non-exempt to exempt assets, if your creditors try to make your debts non-dischargeable because of fraud, or if there are any other complications, you may wish to pay a great experienced a bankruptcy proceeding legal professional. Store around. Don'capital t always be afraid to navigate. Make sure you ask a several concerns and speak with several attorneys before you create your final decision.
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| − | If you have a very simple a bankruptcy proceeding or can't pay for an attorney, invest $15 in a good perform-it-yourself personal bankruptcy book. It will offer in-depth details not covered in this specific chapter. Typing services am furthermore available to type up a bankruptcy proceeding forms. They're reasonably priced and, in the case of the very simple a bankruptcy proceeding, can take the place of a very attorney. If your case will be complicated and you can'big t find the money for a very attorney, perform your very own research. Read a consumer bankruptcy manual first and then confer with a good legal library. There are several legal guides devoted strictly to bankruptcy. Once you or your legal professional have ready your case, you're ready for conventional the job.
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| − | The Filing Course of action
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| − | A lot of the right papers could be obtained from your neighborhood personal bankruptcy court. Seek advice from the yellow pages under Federal government Services (generally in the starting of the book) for an address and cell phone number. The court gives you fourteen days through the night out of the emergency filing to accomplish the conventional method. If Chapter 7 becoming a bankrupt is truly being filed, you will need to send in the following forms after you have obtained them coming from the court:
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| − | · Statement of Economic Affairs.
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| − | · Routine of Current Income and Current Expenditures.
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| − | · A lifestyle talking about your debts.
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| − | · A timetable talking about your property.
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| − | · A lifestyle listing exempt property.
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| − | · A conclusion from the above schedules.
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| − | · Statement of Intention in respect to your secured property and what you intend to perform with it
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| − | · Statement of Executory Contracts describing contract that will should be fulfilled, these kinds of as auto leases.
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| − | · Bankruptcy Petition cover sheet.
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| − | · Mailing addresses of a lot of creditors.
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| − | · Any required local forms.
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| − | A fee will often end up being assessed, generally $90, due for the duration of filing. The court will usually accept installments of a 5-month period. A good request for installments must accompany the petition.
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| − | After your petition is filed, a conference of the creditors is going to be arranged. The court appoints a trustee to preside over the gathering and to always be to blame for the liquidation of assets. With most smaller bankruptcies, only the individual filing and the trustee will enroll in. The trustee, who is generally a neighborhood lawyer, will inquire several questions about the information on the individual bankruptcy documents. Call up and ask the court clerk what papers you will need to provide (usually monetary statements or sometimes even duty results). In case your big property is involved, particularly if it is actually nonexempt, property, your creditors may occur to protest any exemptions. They may in addition attempt to grill you about your intent to pay the fees or about getting some shut-eye on your application. Answer actually and there shouldn'n be considered a problem.
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| − | If the creditors' attorneys end up getting abusive, demand a hearing before the personal bankruptcy judge before the proceeding will go any further. If the creditors object to any of your respective exemptions, that they have 30 days and nights after the creditor's visiting to document a very objection with the court. The court will book a hearing and you will then end up being given the possibility to respond, although you don'testosterone have to. A creditor may also try to claim a debt like non-dischargeable because of fraudulent works, a @ or malicious act, or embezzlement or theft. He can only accomplish it if he successfully raises the objection within sixty times from the creditors' achieving. To defend yourself, you or your lawyer will have to record a written response and end up being prepared to argue your case in court.
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| − | Once every single one the requirements have been met and your intentions have been made clear, the court can declare the individual bankruptcy discharged. No official hearing will likely be held unless you have chosen to reaffirm your credit card debt by which case the judge may wish to always be sure that you just realize what you are doing. After this particular time, provided the creditors carry out not raise any objections, the dischargeable bad debts are erased.
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| − | Choosing Up The Pieces
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| − | Becoming a bankrupt was once the lowest disgrace that could befall one. Today, unfortunately, it will be commonplace. Corporations declare a bankruptcy proceeding to get out of contracts or prevent legal judgments. Individuals rely on it to protect them through a society that extends credit rating way too quickly.
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| − | Personal bankruptcy does not always mean for you to simply will automatically always be denied a lot of credit rating for 10 decades. In fact, many firms search at personal bankruptcy as a to blame way of discharging financial obligations when there will be no other way out. Creditors fear becoming a bankrupt, but they in addition realize that should they lend to anyone who has announced bankruptcy, they desire not worry about another becoming a bankrupt for seven more many years (you can only file once every seven years). If you happen to have a good explanation for the personal bankruptcy, this kind of like medical bills, breakup, or some other catastrophic event, a creditor may end up being willing to overlook it and extend credit. Ask potential creditors about their policy toward bankruptcies. Their responses may become amazing.
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| − | Darryl Power over 3 quite a few years in online marketing, 1 year in Pay-Per-Click on advertising and 7 a long time of business operations.
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| − | http://blog.primeobjective.co.uk/index.php/member/11936/
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This page is a welcome message for new ProgClub members. If you're not a new ProgClub member it doesn't apply to you (you can of course change that by registering to become a ProgClub member!).
Introduction
One of the great things about being a ProgClub member is that it entails absolutely no obligation. Well, no obligation except that you remain subscribed to the ProgClub announcement list. So, now that you have an account, you don't actually need to do anything at all. However, if you'd like to, there are a few things that you can do, as detailed below.
Terms and conditions
Before using your login details to access any of ProgClub's services, please be aware of our terms and conditions. Particularly the copyright policy as that contains the ProgClub Contributor License Agreement wherein, among other things, you agree to license your contributions to projects under the projects' licensing terms. If you do not accept the terms and conditions, please do not use ProgClub's services.
SSH access
You can use your account details to login to any of the club's user machines via SSH. Typically that would be:
$ ssh username@progclub.net
using your ProgClub member username. There are several ssh client programs available. If you're on a Windows system use PuTTY, otherwise you probably have a built in 'ssh' command as part of your operating system.
The user machines are hope and honesty. You can connect to a specific machine via SSH using either of:
$ ssh username@hope.progclub.net
$ ssh username@honesty.progclub.net
If you don't specify a specific host you will get routed through to honesty. Note that you use progclub.NET (not progclub.ORG) to connect to the user machines, there's more information about this on the Domains page.
Accounts
At ProgClub you have at least three accounts: an account on the wiki, a ProgClub member account, and a ProgClub email account. Anyone can have an account on the wiki, you don't actually need to be a ProgClub member to have one of these. Anyone can have an account on the blog too, and you aren't automatically signed up for that as part of your membership. If you'd like an account on the blog then head over and sign yourself up. In order to get a ProgClub member account or a ProgClub email account you need to have registered. The account names and passwords for your accounts can be the same, or different -- it's up to you, and depends on what information you provided at registration.
One of the first things you might like to do as a new member is to change your password.
Changing your wiki password
Once you're logged in click on the My preferences link at the top right of your screen. Then on the 'User profile' tab, under 'Basic information', click on the 'Change password' link and follow the instructions.
Changing your member password
You can change your ProgClub member password using the standard Unix 'passwd' utility once you're logged in to a user machine via SSH. Just type 'passwd' at the prompt and follow the instructions.
Changing your email password
Login to the user email administration facility with your ProgClub email address and the email password that was sent to you in your welcome email. Then change your password or update your email forwarding details in a way that suits you.
MemberNet: member web-pages
ProgClub operates a facility called MemberNet. MemberNet is the set of member web-pages available from http://www.progclub.net/ Note that you use proglub.NET not progclub.ORG to access MemberNet and the user machines. ProgClub has a fairly sophisticated and extensive setup for its domains, which, if you're interested, you can read more about on the Domains page.
In your home directory via your SSH account you can create a public_html directory for the purposes of having a ProgClub member web-page on MemberNet. There are some brief instructions about how to go about setting up a ProgClub member web-page found on the Webpage creation page.
MobileNet: mobile web-pages
ProgClub also operates a facility called MobileNet. MobileNet is the set of web-pages available from http://progclub.mobi/ Note that you use progclub.MOBI not progclub.ORG or progclub.NET to access MobileNet.
In your home directory via your SSH account you can create a public_mobile directory for the purposes of having a ProgClub mobile web-page on MobileNet. Checkout Webpage creation for further information.
Subversion pcrepo
ProgClub members have commit access to the club's subversion repository which is known as 'pcrepo'. You can read more about it on the Subversion page.
It's important to be familiar with the club's terms and conditions prior to using the subversion checkin feature for any source code, particularly (but not only) the copyright policy, as these contain the Contributor License Agreement wherein you accept to license your work under the terms of the project.
If you're not happy with those terms, then please don't submit content! Submitting content indicates acceptance of the terms and conditions.
Email
Typically you will have a ProgClub email account created for you when you register. You can connect to it via secure authenticated SMTP, POP3 and IMAP. The server is mail.progclub.org, and you use your ProgClub email account details to connect. See the following sections for the SMTP and IMAP server settings.
Your email account gets you all of the following email addresses:
- username@progclub.org
- username@progclub.com
- username@progclub.info
- username@progclub.net
- username@progclub.co
- username@progclub.mobi
We recommend that you use username@progclub.org as your primary email address, but the others might come in handy from time to time. (Say, for instance, if you're creating multiple accounts somewhere, or if you want to give out an email address that you can ignore messages to (not that we'd encourage you to ignore people!)).
SMTP sever
Settings
- Server name: mail.progclub.org
- Port: 25
Security and authentication
- Connection security: STARTTLS
- Authentication method: Normal password
- Username: username@progclub.org
IMAP server
Settings
- Server Type: IMAP Mail Server
- Server Name: mail.progclub.org
- Port: 143
- Username: username@progclub.org
Security settings
- Connection security: STARTTLS
- Authentication method: Normal password
News
ProgClub was founded in July 2011, so we're pretty new. We've done a few things in that time, however. The latest news is that we've released an encryption library, which you might be interested to know about. You can keep up-to-date with ProgClub news on the News page, and maybe checkout our other Forums.
Skins
If you find the club's green/orange/black fixed-width fonts scheme a little too much, you can turn it off. Information about how to do this is provided on the Skins page.
Mailing lists
The club operates a few mailing lists. You can read about them on the Mailing lists page. You are automatically subscribed to the announcement list as a part of your registration, the other lists are at your option. It would be cool to see you there though, so why don't you head over and sign up?
If you don't already know how to setup mail filters, checkout the Mail filters page for guidance. It's a good idea to setup mail filters so that messages from ProgClub don't get in the way of your more important business!
Welcome
It's very cool to welcome you to ProgClub! Welcome aboard, and happy hacking.
